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Islamic finance

Shariah-compliant financing, profit-sharing deposits, pools, charity and zakat.

6 min read · Updated 1 Nov 2026 · Page 61 of 64

WhereIslamic finance
WhoIslamic MFIs and windows
PermissionPlan must include the module

The Islamic finance module runs Shariah-compliant products alongside, or instead of, conventional ones. It appears only when your plan includes it.

AreaWhat it does
Financing products and financingsMurabaha (cost-plus sale) and other financing, with generated schedules, repayment allocation, early settlement and restructuring.
Deposit products and accountsMudarabah profit-sharing deposits.
Investment poolsDepositors’ money is pooled; profit is distributed each period by the agreed profit-sharing ratio.
Charity fundLate-payment amounts go to charity, not income.
ZakatZakat calculation.
TakafulIslamic insurance support.
Shariah governanceShariah board review and sign-off.
Reports and activityModule-specific reports and its own chart of accounts.

See the glossary for murabaha, mudarabah and profit-sharing ratio, and the Islamic microfinance template.

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