How it works
- 1Turn on the member app
- 2Publish loan products for in-app applications
- 3Use AI insights in appraisal
- 4Collect via M-Pesa
Mobile-first lending: apply in the app, appraise with AI support, disburse and collect by mobile money.
Savings-led cooperative with share capital, loans multiplied off deposits, dividends and an AGM.
Individual and SME lending with collections, provisioning and PAR reporting.
Joint-liability groups organised into centers, with meeting-day collections.
Shariah-compliant financing and profit-sharing deposits with no interest.
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