Record a withdrawal

Posts a withdrawal. Product rules (minimum balance, notice) are enforced.

POST https://app.zung.ai/connector/api/banking/savings/{id}/withdraw

Banking API — authenticate with a staff bearer token. Results respect that user's permissions and branch access.

Parameters

Parameter	Type	Required	Description
`id`	integer	required	Savings account id
`amount`	number	required	Amount in the institution's base currency
`date`	date	required	Value date of the transaction (YYYY-MM-DD)
`payment_type_id`	integer	required	Payment channel, from GET /payment-types (cash, M-Pesa, bank...)
`receipt`	string	optional	Receipt or M-Pesa confirmation code
`description`	string	optional	Narration shown on the member's statement
`client_ref`	string	optional	Your unique reference (max 64). Retrying with the same value never posts twice

Request

bash

curl -X POST "https://app.zung.ai/connector/api/banking/savings/8821/withdraw" \
  -H "Authorization: Bearer $ZUNG_TOKEN" \
  -H "Accept: application/json" \
  -d amount=1500 \
  -d date=2026-11-01 \
  -d payment_type_id=3 \
  -d receipt=QHX7821KE \
  -d client_ref=7f9c2e1a-5b8d-4c3e-9a71-2d6f0b8e4c15

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