Microfinance in Guinea

ML credit underwriting trained on cooperative repayment behavioural data — thin-file specialist, alternative data integration, explainable AI decisions, and continuous m…

Thin-file credit scoring using mobile airtime usage, utility payment history, social data, and behavioural patterns — enabling creditworthiness assessment for members wi…

Full ML lifecycle on AWS — train, tune, and deploy custom credit and risk models using your own institutional data.

GPT-4o integrated into zung.ai workflows — compliance analysis, member communication drafting, loan officer AI assistant. Data stays in your Azure tenant.

Track and monetise carbon credits from green-financed assets — solar panels, efficient cookstoves, sustainable agriculture. Connects to Verra, Gold Standard, and ACR reg…

OCR and AI extraction from financial statements, payslips, title deeds, and ID documents — auto-populates loan applications, income calculations, and KYC profiles with z…

Managed ML on Google Cloud — custom fraud and credit models with AutoML and BigQuery integration for portfolio intelligence.

Remote sensing and NDVI-based agricultural collateral assessment without field visits — crop health scoring, yield estimation, drought risk, and flood exposure using Sen…

Unified communications — SMS, WhatsApp, email, push, voice. 190+ countries and pre-built zung.ai message templates.

Global communications — SMS, WhatsApp, Viber, RCS, email, voice across 190 countries. OTP delivery and conversational banking in 60+ languages.

Real-time AML/CFT monitoring — 2M+ entities, FATF watchlists, PEP screening, sanctions from 200+ jurisdictions, AI adverse media, auto-SAR.

Enterprise AML — transaction monitoring, case management, SAR filing, AI risk scoring across AML, fraud, bribery, insider trading.

6M+ profile database — PEP, sanctions, watchlists, adverse media covering 240+ countries with continuous monitoring.

87 payment methods across 150+ currencies — cards, wallets, local bank transfers in one API. In-person terminals and embedded finance.

Multi-currency accounts and FX for institution treasury — hold, convert, and pay in 140+ currencies at interbank rates.

Issue virtual and physical debit cards to MFI members for loan disbursements and cashback. Just-in-time funding and real-time spending controls.

Global payouts to 220+ countries, card issuing, and multi-currency wallets. Ideal for diaspora remittance products and loan disbursements worldwide.

Global payment infrastructure for 195 countries — card processing, bank debits, digital wallets, and real-time payouts in 135+ currencies. PCI DSS Level 1.

Real-exchange-rate transfers and multi-currency accounts for 160+ countries. 50%+ cheaper than bank wires. Batch payments for loan disbursements.

Allianz bancassurance API — travel, life, health, device protection in 70+ countries. Instant policy issuance and real-time claims.

Mobile micro-insurance for 14 countries across Africa, Asia, LatAm — life, accident, hospital, credit life. Premium from $0.50/month.

White-label digital insurance from Swiss Re — life, health, P&C. API-first, instant underwriting, automated claims settlement.

Satellite rainfall data with automatic claim triggers — index-based payout without field assessment. Protects agricultural loan portfolios from drought and flood risk. I…

Genuine Presence Assurance liveness detection optimised for low-bandwidth rural environments. Passive liveness, works on 2G, resists deepfakes.

AI-powered identity verification across 200+ countries — 5,000+ ID types, biometric liveness, NFC chip reading, and real-time fraud scoring. SOC 2 Type II, ISO 27001, GD…

NIST-certified facial biometrics, document forgery detection, and watchlist screening across 195 countries. Automated re-verification and configurable risk thresholds.

AI document authentication and biometric verification across 230+ countries. Real-time liveness detection and GDPR-compliant data handling.

Enterprise secrets management — dynamic credential generation, PKI, and HSM-backed encryption keys for institution data security.

Enterprise SSO, adaptive MFA, lifecycle management. FIDO2 passwordless and zero-trust access for zung.ai admin portals.